My new favorite trick.  I have been using PIcasa (a wonderfully free program) for my collages - which has been great.  BUT, the way Picasa stores photos and collages in the library and directory can be messy.  Thanks to Pugly Pixel - I have discovered picmonkey.  I highly  recommend this website!  It is a blast to play with, super easy to use with some great effects.  You can do everything from simple edits on a photo ➺

added color definition in Soren's skin - added text and symbol - rounded corners

...adding frames ➺

fixed focus on Soren's face - skin softening - white burn-out frame and added text

last of all - collages ➺

rounded corners within collage settings

Have fun!